Individual Now Account
- Minimum Balance to avoid service charge is $750.00
(interest rates are subject to change) - Interest will be paid on collected balances, compounded daily and paid monthly
- If the balance falls below $750.00 on any day in the cycle: Maintenance Fee imposed on statement cycle....$2.00/mo.
Fee per debit....$ .30
MMDA Account
- Minimum balance is $2,500.00
(interest rates are subject to change) - Interest will be paid on collected balances, compounded daily and paid monthly
- If minimum balance of $2,500.00 is not maintained, Maintenance fee imposed on statement cycle....$10.00/mo.
- A depositor may make no more than 6 covered transfers or withdrawals per calendar month or statement cycle if withdrawals exceed six(6) per statement cycle, per debit fee charged ..$10/transaction
Step Up MMDA Account
- Minimum balance is $25,000
(interest rates are subject to change) - Interest will be paid on collected balances, compounded daily and paid monthly
- If minimum balance of $25,000 is not maintained, Maintenance fee imposed on statement cycle....$10.00/mo.
- A depositor may make no more than 6 covered transfers or withdrawals per calendar month or statement cycle if withdrawals exceed six(6) per statement cycle, per debit fee charged ..$10/transaction
Golden Prestige NOW Account
- For customers 50 years of age and over
interest rates subject to change - Interest will be paid on collected balances, compounded daily and paid monthly.
- No minimum balance required
- Check printing (wallet).................no charge
- Direct deposit.............................no charge
- Telephone transfers.....................no charge
- ATM/Check card..........................no charge
- Travelers Cheques........................no charge
- Cashiers Checks & Money orders...no charge
Spur Account
- Opening balance..............$100.00
- Bank wallet checks..........first order free
- Service charge.................no charge
Regular Savings Account
interest rates are subject to change
- Opening Balance...............$50.00
- Interest will be paid on collected balances, compounded daily and paid quarterly
- A depositor may make no more than 6 covered transfers or withdrawals per calendar month or statement cycle if withdrawals exceed six(6) per statement cycle, per debit fee charged ..$0.50/transaction